UCDP & EAD

The Uniform Collateral Data Portal (UCDP) and the Electronic Appraisal Delivery Portal (EAD) were built by VEROS software for the GSEs to homologize the submission of appraisal data into their systems and form the basis for the collection and creation of a property database for appraisals. The portals deliver appraisals in the MISMO XML GSE format and most residential appraisal formats are required to be uploaded in a compatible format for submission to the UCDP and EAD.

Upon submission, the portals return a Submission Summary Report (SSR) that provides a results analysis of whether the appraisal passed or failed the UCDP or EAD process.

Triserv has full integration to both portals directly with VEROS, which provides us several advantages that give our clients benefits. These include advance deployment of all new features or "hard stops" within the UCDP and EAD, as well as access to the VEROS Hard Edit Preview. The latter allows Triserv’s review team to view whether a particular appraisal will pass/fail prior to delivery to the portals, as well as a preview of the Collateral Underwriter Risk Score.